Dealership Loan Center
Purchase a vehicle with one of the dealers in our dealership loan network and receive a special, reduced rate when the dealer submits your loan to West-Aircomm.
Our Dealership Partners
West-Aircomm’s low financing rates can save you hundreds of dollars in interest charges. All loans applied for at these dealerships are processed through our partner, Keystone Lending Alliance LLC, a Credit Union Service Organization.
Refinancing Vehicle Loans
- Lower your monthly payment.
- Lower your interest rate and reduce the total interest paid on the loan.
- Extend your repayment schedule.
- Shorten your repayment schedule.
To help you decide if refinancing is right for you:
Review your credit
You’re more likely to get a better rate if your credit score has improved since your original loan. Federal law entitles you to a free copy of your credit report every 12 months so that you can review your credit score and make sure the information is accurate. If you haven’t checked yours this year, now is a good time to review yours.
Gather your information
When you apply, we’ll need some information about your current loan, your car, and you, including:
- The current loan lender, original loan amount, terms, and the loan balance (how much you still owe).
- Your vehicle make, model, year, VIN#, and mileage.
- Your employment status, income, and social security number.
Learn about your new terms
We’ll work with you to offer the best refinancing options we can for your situation. When you’re ready to refinance, we’ll need a payoff letter from your current lender, then we’ll get you processed quickly and into a better loan for your budget.
Navigating your vehicle loan
After you submit your loan application, here’s what to expect:
Application Review
When a West-Aircomm loan officer reviews your request, we look at the whole picture, human-to-human, not just your credit report, when determining your financing options. Your loan officer reviews:
- How long you’ve had your current job and your full job history. So if you’ve just changed jobs, but have a robust job history, that’s part of the equation.
- How long you’ve been a West-Aircomm member.
- Your credit history, so a recent event doesn’t spoil a long history of good credit.
Loan Commitment
If your loan is approved, our loan officer calls you to review your financing rate and terms, arrange when and where to send the money and how you will make loan payments. Then, we’ll email you the loan papers to sign.
Confirm & Close The Loan
When you receive your loan paperwork, click to sign the loan agreement and receive the funds to complete your vehicle purchase.
