Coverage
Protect your family’s finances.
Coverage provides peace of mind. By planning for the future, you protect yourself and your family from unmanageable expenses and the toll that financial stress can take. West-Aircomm partners with trustworthy providers to offer products and services to protect what you’ve worked so hard for.
Mechanical Breakdown Protection
Eventually, any car you purchase will need repairs to keep it in excellent running condition. Your comprehensive and collision insurance coverage protect you in the event of an accident or theft, but those coverages won’t help when you’re facing expensive mechanical or electrical repairs, but West-Aircomm has partnered with ASG to provide you with extended mechanical breakdown protection to fit your needs.
Your basic car warranty provides coverage for a short period of time. If you want additional protection from out-of-pocket repair costs, warranty insurance provides it.
Mechanical Breakdown Protection covers major repairs like your engine, transmission, suspension, and braking systems. Enjoy added benefits like roadside assistance, rental car coverage, tire replacement, and even reimbursement for meals and lodging if your trip is interrupted. Choose from four plans to fit your budget. It’s your all-in-one, ready-for-anything protection plan.
Benefits:
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Covers engine, transmission, drive axle, cooling system, and more
- Rental vehicle for breakdown
- Tire road hazard protection
- Trip interruption reimbursement
- Roadside assistance
Guaranteed Asset Protection (GAP+)
If your vehicle is totaled or stolen, your primary insurance typically pays only the current cash value of your car, not what you still owe on your loan. GAP+ covers the difference and takes care of your remaining loan balance if not covered by insurance, protecting you from the burden of paying off the amount still owed. Plus, receive an additional $2,500 towards your next vehicle financed with West-Aircomm FCU.
Benefits:
- West-Aircomm’s GAP coverage is typically cheaper than dealerships
- Available for Boats and other Recreational Vehicles
- Receive an additional $2,500 towards your next vehicle financed with West-Aircomm
To see GAP in action, consider this example:
Suppose you owe $20,000 on your car loan, but the depreciated value is $18,000 when a collision totals the vehicle. Your collision coverage will cover only $18,000. Without GAP, you would be responsible out-of-pocket for the difference—$2000—to pay off the car loan. GAP helps you with that amount.
To protect yourself, consider especially when
- your down payment was less than 20%
- your loan is 60 months or longer
Omni Protect with ADR
Omni Protect protects against everyday vehicle incidents like dents, door dings, cracked windshields, and flat tires. Enjoy further coverage with roadside assistance, towing and tire & wheel protection. Avoid paying out of pocket for these expenses with Omni Protect, which includes tire and wheel coverage, dents, and 24/7 roadside assistance. With ADR, if your mishap is a little larger and requires a claim with your auto insurer, you may even qualify for reimbursement of up to $1,000 for your auto insurance deductible for three years. Stay adventure-ready—no matter where your travels take you.
Benefits:
- Windshield Repair
- Dents & Door Dings
- Tire & Wheel Repair & Replacement
- Roadside Assistance
- Minor dents and dings
- Battery
- Lockout service
- Auto Deductible Reimbursement (ADR): coverage for your auto deductible.
Family Group Life Insurance
At West-Aircomm, we always want our customers to experience the best, even at those moments when life deals you the worst. We know you always want the best for your loved ones, too. Together, we can help you prepare to help them if there’s a life-ending event. With West-Aircomm Family Group Life Insurance, one loss need not trigger additional losses.
Your family can use the insurance benefit to help pay for:
- funeral costs
- living expenses after the loss of your income
- outstanding debt payments
- future needs, like college expenses
budget and matches your family’s needs. Call 1 888 591 – 9026 or contact us today to learn more.
