We can help you get from point A to point B on any vehicle loan.
STOP OVERPAYING FOR YOUR AUTO LOAN!
Is your monthly car payment stuck in the past? It’s time for a 2026 upgrade to your budget. For a limited time, West-Aircomm FCU is slashing rates to help you keep more of your hard-earned money.
The Refinance Rush is ON!
Lock in these incredible rates on 2020–2026 vehicles:
• 36 Months @ 4.50% APR*
• 60 Months @ 4.75% APR*
• 72 Months @ 4.99% APR*
Why Refinance Now?
• Instant Savings: Lower your monthly payment or shave months off your loan.
• Max Value: We offer up to 100% LTV based on CARFAX “GOOD” values.
• Options for Everyone: While these top-tier rates are for P, A, and B credit tiers, we have discounted rates available for all credit levels!
ACT FAST: This offer is only for loans currently held at other institutions. If you aren’t already financed with us, now is your chance to join the West-Aircomm family and save.
Don’t let this window close on March 31st—start your application today!
*APR = Annual Percentage Rate. Rates and terms effective February 3, 2026 through April 30, 2026, and subject to change without notice. Rates based on creditworthiness, qualifications, and term. Advertised rates available for P, A, and B credit tiers; other rates available for lower credit tiers. Loan approval required. Offer valid on 2020–2026 model year vehicles currently financed at another financial institution. Refinanced loan must result in a rate reduction to qualify. Up to 100% loan-to-value based on CARFAX “GOOD” retail value. Additional terms and conditions may apply. Membership eligibility required. West-Aircomm Federal Credit Union is federally insured by NCUA.
Dealership Loan Center
Purchase a vehicle with one of the dealers in our dealership loan network and receive a special, reduced rate when the dealer submits your loan to West-Aircomm.
Our Dealership Partners
West-Aircomm’s low financing rates can save you hundreds of dollars in interest charges. All loans applied for at these dealerships are processed through our partner, Keystone Lending Alliance LLC, a Credit Union Service Organization.
Refinancing Vehicle Loans
- Lower your monthly payment.
- Lower your interest rate and reduce the total interest paid on the loan.
- Extend your repayment schedule.
- Shorten your repayment schedule.
To help you decide if refinancing is right for you:
Review your credit
You’re more likely to get a better rate if your credit score has improved since your original loan. Federal law entitles you to a free copy of your credit report every 12 months so that you can review your credit score and make sure the information is accurate. If you haven’t checked yours this year, now is a good time to review yours.
Gather your information
When you apply, we’ll need some information about your current loan, your car, and you, including:
- The current loan lender, original loan amount, terms, and the loan balance (how much you still owe).
- Your vehicle make, model, year, VIN#, and mileage.
- Your employment status, income, and social security number.
Learn about your new terms
We’ll work with you to offer the best refinancing options we can for your situation. When you’re ready to refinance, we’ll need a payoff letter from your current lender, then we’ll get you processed quickly and into a better loan for your budget.
Navigating your vehicle loan
After you submit your loan application, here’s what to expect:
Application Review
When a West-Aircomm loan officer reviews your request, we look at the whole picture, human-to-human, not just your credit report, when determining your financing options. Your loan officer reviews:
- How long you’ve had your current job and your full job history. So if you’ve just changed jobs, but have a robust job history, that’s part of the equation.
- How long you’ve been a West-Aircomm member.
- Your credit history, so a recent event doesn’t spoil a long history of good credit.
Loan Commitment
If your loan is approved, our loan officer calls you to review your financing rate and terms, arrange when and where to send the money and how you will make loan payments. Then, we’ll email you the loan papers to sign.
Confirm & Close The Loan
When you receive your loan paperwork, click to sign the loan agreement and receive the funds to complete your vehicle purchase.
