Certificates provide a higher annual percentage yield in exchange for depositing your funds for a fixed length of time. When you have a sum that you can lock away for a set period of time, you can earn a higher, fixed dividend rate on your funds with a West-Aircomm Certificate. While you won’t have penalty-free access to your money until the Certificate matures, Certificates are a secure, risk-free option when you have time to save. If you think you may need funds sooner, multiple Certificates with different maturity lengths, also known as laddering Certificates, can be a solution.

Grow your Savings today! Limited Time Only!

Take advantage of these great rates and grow your savings with confidence at West-Aircomm Federal Credit Union.

Special Rates

  • 7-Month Certificate – 3.80% APY*
  • 14-Month Certificate – 3.65% APY**

Whether you’re looking for a short-term boost or a longer commitment, our certificate options help you make the most of your money with guaranteed returns.

Open your certificate today and start earning more. For more information on membership, please call 724-775-6640 or visit any of our branch locations.

*Annual Percentage Yield (APY) assumes principal and interest remain on deposit. Interest is accrued daily and compounded monthly and at maturity. A $1,000 minimum deposit is required to open. A penalty may be imposed for early withdrawal. Signature required. Certificate will automatically renew to a 12-month certificate upon maturity. This is a limited time offer that could end at any time.

**Annual Percentage Yield (APY) assumes principal and interest remain on deposit. Dividends are compounded and paid quarterly and at maturity. A $1,000 minimum deposit is required to open. A penalty may be imposed for early withdrawal. Signature required. Certificate will automatically renew to a 12-month certificate upon maturity. This is a limited-time offer and may be withdrawn at any time.

Benefits of Certificates

  • Higher rate of return than savings or money market accounts
  • Fixed interest rates and predictable returns
  • Secure and risk-free investment
Benefits cds

Contact us today to add one or more Certificates to your savings strategy. You can invest in Certificates for these terms and minimums.

Certificate Term

3 Months

6 Months

12 Months

24 Months

30 Months
Minimum deposit $2,500 $2,500 $500 $500 $500
Dividends
Interest calculated by daily balance.		 Dividends paid to account monthly (no compounding) Dividends paid to account monthly (no compounding) Dividends paid quarterly on Jan. 1, April 1, July 1, October 1 Dividends paid quarterly on Jan. 1, April 1, July 1, October 1 Dividends paid quarterly on Jan. 1, April 1, July 1, October 1
Renewal Automatically renews on the date of maturity without a grace period.
Early Withdrawal
Signature required		 Penalty of 30 days dividends/interest. Penalty of 30 days dividends/interest. Penalty of 30 days dividends/interest. Penalty of 90 days dividends/interest. Penalty of 90 days dividends/interest.